You see the ads on TV and hear them all day on the radio asking if you know your credit score. They all want you to use their service and get copies of your credit report and score. But is it really necessary? Do you really need to know your FICO score? Here’s a closer look…

If you have any kind of credit history at all, either through credit cards, loans, mortgages, etc., then you will also have a credit score. These scores will range from a low of 300 all the up to 850. Naturally, the higher the numbers the better.

Your scores are used by lenders and other financial companies to determine whether or not you qualify for things such as a new car loan, a credit card, a lease on that new apartment, or even a new job you have applied for.

Yes, employers have …

Every family has experienced some level of sibling rivalry, but Esau and Jacob are the poster children. In the womb, these boys could not get along. In life, the fighting continued. Genesis 25:31-34 show us how dangerous greed and envy can be.

Esau was the older of the two boys. As the eldest son, tradition held that he would get the family birthright. He was considered second to his father, Isaac, and he had special privileges. Upon his father’s death, he was also entitled to a double portion of the family estate.

Since Isaac was also an heir to God’s promise to Abraham, this also put Esau and his descendants in line to inherit God’s promises.

While the temporal benefits held some value, God’s promise was priceless. This promise was a great honor, and even Jacob could see the value of such an inheritance. He was determined to …