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Compare Business Loans For The Best Deal

By: Edward Sirianni|In: Business Finance|Last Updated: February 19, 2019

Compare Business Loans For The Best Deal — image source

It is important to compare business loans in order to ensure that you get the best financial assistance for your enterprise. A lot of entrepreneurs are starting their own enterprise and they require finance for setting up their business.

Websites Offer Details about Major Financiers

There are many banks and financing companies which offer business loans to entrepreneurs at reasonable rates of interest. The internet is a good place to search for the best financier as there are websites which compare business loans offered by different loan providers. Such websites make it easier for the entrepreneur to decide who is the best loan provider who offers loans at reasonable rates and does not have very rigid terms and conditions. If you are looking for financial support for your business, then, it is advisable to check out such sites thoroughly to find the best loan provider.

The greatest advantage …

By: Edward Sirianni|In: Department Of Finance|Last Updated: February 12, 2019

Commercial Real Estate Investing - Are Apartment Complexes a Safe Bet? — image source

In today’s market, nothing is to be considered a safe bet. Over the last few years the safe bet in residential real estate has turned into a nightmare for many individuals. Well, as we look ahead we will find the same now holds true for many of the commercial investors. Many properties purchased in the last few years will experience balloon payments coming due. The expectation to just refinance the property with few hassles has gone by the wayside.

The problems listed above can happen with any type of commercial property, but some may be more problematic than others. When you consider what type of commercial property to invest in considering the economic climate today, you might find yourself drawn to apartment complexes.

Apartment complexes can be a safer investment today, for example, than a shopping center with no national tenants. The smaller, or mom and pop, businesses …

By: Edward Sirianni|In: Structured Finance|Last Updated: January 20, 2019

Alternative Minimum Tax Planning - Investments - Capital Gains — image source

Capital gains are income derived from the sale of property, most typically investment property. While capital gains are not directly an AMT preference item, they do have an impact on a taxpayer’s Alternative Minimum Tax, and, therefore, are an essential element of AMT planning. One real-life scenario with which the writer is familiar involved a retiree with what one would call a typical investment portfolio, including mutual funds, and it was solely a larger-than-usual year-end capital gain distribution from one mutual fund that threw that individual into the AMT.

For a little review, capital gain income historically has been taxed at a rate lower than the rate that applies to other, “ordinary,” income such as salaries and wages and interest income. This lower rate applies only to “long-term” capital gain (LTCG), which means the taxpayer must hold the property for over one year before selling it. Under current …

By: Edward Sirianni|In: Financing|Last Updated: January 13, 2019

Financial Management Strategies — image source

Today we are going to talk about one of the most important part of our lives, personal finance management strategies. With enormous amount of information on the web, sometimes it is hard to sort things out and to know exactly where to start and what to do.

We may look at other successful people and think they were born with the finance management skills. Nevertheless it is crucial for us to understand these wealthy people set great example for us. In order to obtain and to develop our own finance management skills, we have to act on our own.

Working as a financial coach and having experience of seeing various peoples’ financial backgrounds, it is easy to come to a certain conclusion that both positive and negative personal finance management has its roots in how the person was raised and what he or she was taught about money …

By: Edward Sirianni|In: Financing|Last Updated: December 17, 2018

Finance Tension for College Students: Ways to Deal — image source

Campus is packed with new and returning students, which means that college is in full swing. Classes are in session, professors are currently difficult students plus the Quad is buzzing with fall schedules; if the tension of college hasn’t hit yet, it almost certainly will pretty quickly. Finding a greater education is no quick feat, specially any time you add dollars to the equation. I assume college is definitely an invaluable experience – socially, professionally and intellectually.

Among one of the most stressful factors about college may be the funds element: every day spending, month-to-month living costs, and these really intimidating student loans. Do you understand what you happen to be going to perform together with your limited funds this semester? If not, here are a number of tricks to aid you make it to Christmas (or summer time) without the need of investing quite a bit of …